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The Fourth of July is right around the corner which means people are going to set off fireworks. Even if you have no intention of being around fireworks, you need...

28 June, 2021 /
It seems like you’ve been waiting your whole life to finish school. Many people consider the summer between high school and the time when they start college (or trade school, or simply start working full time) to be one of the most exciting and fun times of their life. While it’s okay to have fun and celebrate your accomplishments, it’s also important that you remember to play it safe during this time. One of the biggest mistakes teens make after they graduate from high school is getting drunk, which is bad enough, and then compounding that mistake by getting behind the wheel. Don’t be the person in your group who spends the months following high school graduation dealing with the consequences of a drunk driving charge. The first thing to remember as you celebrate your freedom from high school is that even though you’re legally an adult, you still aren’t old enough to legally drink. You should avoid alcohol as you celebrate your life. Getting caught with booze at this point in your life will result in you being charged with a “minor in possession.” If convicted of minor in possession charges, your sentencing could include:
02 June, 2021 /
If you hate telemarketers, you’re not alone. Legal Beagle reported that in 2017, Bank my Cell conducted a survey that revealed that out of 1,200 people, 75% of them actively avoided calls that they knew were from telemarketers. 85% of the people who responded to the survey reported that even the thought of dealing with telemarketers triggered anxiety-related issues. The reason most of us loathe dealing with telemarketers is that the calls are time-consuming and the person on the other end of the line keeps pushing even though we’ve told them no several times. Most of us also hate feeling guilty when we have no option but to hang up on the irritating telemarketer. It turns out, there’s another reason to avoid telemarketers. That reason is telemarketing fraud.

What Is Telemarketing Fraud

Cornell Law School defines telemarketing fraud as:
    “Phone and telemarketing fraud refers to any type of scheme in which a criminal communicates with the potential victim via the telephone. Because many reputable companies use telemarketing to conduct business, criminals can often effectively use the method as a way to obtain a victim’s credit card information or identity and then use this information to make unauthorized purchases elsewhere. Victims have difficulty distinguishing between reputable telemarketers and scam artists. Frequent victims of telemarketing scams include the poor, the elderly, and immigrants without strong English skills.”
Examples of common telemarketing fraud include:
  • Selling a fake product via the telephone
  • Telling you that for a seemingly nominal amount of money, you’re eligible for a free product/service/trip that the telemarketer has no intention of giving you
  • Fake debt collection calls
01 June, 2021 /